Federal law and many state laws require that pension plans provide their members with a plain language explanation of their benefits and rights under the plan. Part of the responsibilities of a fiduciary is to ensure that plan members understand their rights and the benefits which they have earned. It has been our practice to develop for each of our clients a plain language summary plan description which is easily updatable as plan provisions change. We are also advising plans on liability issues associated with electronic communication between funds and members as part of our continuing effort at efficient risk management.

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